Contest details

Contest sponsor

This contest is sponsored by:
Bromwich+Smith Inc., Licensed Insolvency Trustee
800 - 800 5th Avenue SW, Calgary, AB T2P 3T6

Eligibility

• Open to legal residents of Canada excluding Quebec. Participants must be 18+.

• Employees, representatives, and agents of Bromwich & Smith, and their immediate family members, are not eligible.

• Void in Quebec and where prohibited by law.

Contest period

• Contest starts: June 10, 2026 at 12 pm MST.

• Contest ends: June 24, 2026 at 11:59 PM MST.

Contest participation

• No purchase necessary.

• One (1) comment = one (1) entry.

• Maximum of one (1) entry per person.

• One (1) winner selected at random and announced on June 26, 2026.

Winner selection

• One (1) winner selected at random and announced on June 26, 2026.

• Winner will need to answer a skill testing question.

Winner notification

• Winner will be contacted by Bromwich+Smith via social media direct messaging.

• Winner must respond within 48 hours, or another winner will be selected.

Prize

• Prize is a $150 electronic Visa Gift Card.

• Prize must be accepted as awarded, is non-transferrable and non-exchangeable, and has no cash equivalent unless otherwise stated.

Communication consent

• By participating, entrants consent to be contacted by Bromwich+Smith via social media direct messaging.

Privacy

• Personal information collected will be used for: contest administration, contacting entrants and the winner, and communicating with entrants (where consent has been provided).

• By participating in this contest, you consent to Bromwich+Smith's Privacy Policy and Terms and Conditions.

Licensed Insolvency Trustee compliance

Bromwich & Smith is a Licensed Insolvency Trustee (LIT) regulated by the Office of the Superintendent of Bankruptcy (OSB).

All contest-related communications are conducted in accordance with:

• The Bankruptcy and Insolvency Act (BIA).

• OSB directives regarding advertising.

• The Code of Ethics for Licensed Insolvency Trustees.

As such:

• This contest is intended for general awareness and engagement only and does not constitute financial, legal, or insolvency advice.

• Participants should not request or rely on advice through contest participation

• Participants should not include any confidential or sensitive financial information in their entries

• Bromwich & Smith reserves the right to remove any entry that may compromise privacy, dignity, or public confidence

All marketing communications:

• Are truthful and not misleading

• Maintain professional standards and good taste

• Do not guarantee financial outcomes

These requirements reflect OSB advertising standards and ethical obligations applicable to all Licensed Insolvency Trustees. blg.com, ised-isde.canada.ca

General contest conditions

Bromwich & Smith reserves the right to:

• Cancel, suspend, or modify the contest if necessary.

• Disqualify any entrant who violates these rules.

Contest materials include required disclosures such as prize value, odds of winning, and eligibility conditions in accordance with the Competition Act. ised-isde.canada.ca

Release of liability

By participating, entrants release and hold harmless Bromwich & Smith and its affiliates from any liability arising from:

• Participation in the contest.

• Acceptance, use, or misuse of the prize.

Facebook & Instagram disclaimer

This contest is in no way sponsored, endorsed, administered by, or associated with Facebook or Instagram.

By entering:

• You release Facebook and Instagram from all liability.

• You acknowledge that your information is being provided to Bromwich & Smith and not to Meta.